Here are some things to consider doing. Some items may not be applicable to you.

Before deciding what type of mortgage:

  • Investigate and consider:
  • Pledged-asset mortgage you pledge a liquid asset (e.g., certificate of deposit) instead of making a down payment

If you don’t think you’ll be keeping the mortgage for more than approx. 10 years:

  • Consider an adjustable rate mortgage


Thanks for reading!