Here are some things to consider doing. Some items may not be applicable to you.

Insurance

If you have questions about insurance:

  • Contact the Insurance Information Institute at (800) 942-4242

Health insurance:

If your insurer denies a claim:

  • Seriously consider appealing most people don't appeal

Liability insurance:

  • Consider obtaining if you own real estate and/or a business

Property insurance:

If your property sustains damage:

  • Consider not filing a claim if the damage is minimal, especially if you have a significant deductible some insurance companies drop policy holders who file several claims within a short period, even if the amounts are small

For more info:

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