Here are some things to consider doing. Some items may not be applicable to you.

If you are in debt:

  • Keep track of everything you spend for a month
  • Establish a budget
  • Take your credit cards out of your wallet
  • Buy things only with cash
  • Set up a payment plan to pay off debt
  • Consider having a professional counselor help you
  • Call the Consumer Credit Counselling Service (800 388-2227) to find a nearby counselor
  • Consider consolidating your loans


Thanks for reading!