Credit

Here are some things to consider doing. Some items may not be applicable to you.

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If you want to improve your credit rating:

• Live at the same address for at least 2-5 years
• Stay at the same job for at least 2-5 years
• Stay in the same profession/field for at least 2-5 years
• Avoid using a finance company
• Use retail cards and bank cards
• Make payments on a bank card, etc. on time
• Avoid having too much credit available, e.g., don’t always pay off balances

Annually:

• Check your credit reports

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EXPLORE: Money