Here are some things to consider doing. Some items may not be applicable to you.

If you want to improve your credit rating:

  • Live at the same address for at least 2-5 years
  • Stay at the same job for at least 2-5 years
  • Stay in the same profession/field for at least 2-5 years
  • Avoid using a finance company
  • Use retail cards and bank cards
  • Make payments on a bank card, etc. on time
  • Avoid having too much credit available, e.g., don’t always pay off balances


  • Check your credit reports


Thanks for reading!