Here are some things to consider doing. Some items may not be applicable to you.

• Money

Mortgages

Before deciding what type of mortgage:

• Investigate and consider:
• Pledged-asset mortgage you pledge a liquid asset (e.g., certificate of deposit) instead of making a down payment

If you don’t think you’ll be keeping the mortgage for more than approx. 10 years:

• Consider an adjustable rate mortgage