Damage
To avoid damage to your property:
- Regularly inspect your property, e.g., roof
- Perform preventive maintenance, e.g., clean gutters (• to prevent roof leaks) and chimney
- Check smoke detectors for good batteries
- Keep fire extinguishers readily available
If your property sustains damage:
- Consider not filing a claim if the damage is minimal, especially if you have a significant deductible • some insurance companies drop policy holders who file several claims within a short period, even if the amounts are small
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