Here are some things to consider doing. Some items may not be applicable to you.

Damage (Home)

To avoid damage to your property:

  • Regularly inspect your property, e.g., roof
  • Perform preventive maintenance, e.g., clean gutters (e.g., to prevent roof leaks) and chimney
  • Check smoke detectors for good batteries
  • Keep fire extinguishers readily available

If your property sustains damage:

  • Consider not filing a claim if the damage is minimal, especially if you have a significant deductible – some insurance companies drop policy holders who file several claims within a short period, even if the amounts are small

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